Credit And Credit Cards Pre-test
Q1 . Your credit rating may be checked when you try to rent an apartment.
Q2 . Credit card companies can charge you a late fee even if you are only a couple of days late.
Q3 . Having a low credit score is a good thing.
Q4 . Insurance companies can determine what rates you will pay for car insurance based on your credit score.
Q5 . It is not a good idea to pay your balance in full each month because this will upset the credit card company.
Q6 . When applying for a new job, your potential new employer can check your credit file with your permission.
Q7 . It is best to close all credit card accounts and deal only in cash to improve your credit score.
Q8 . Interest rates you pay on your home loan are based upon your credit score.
Q9 . Credit information that is collected for your credit report can be obtained from stores where you have credit accounts, your bank or credit union, or other businesses where you have accounts.
Q10 . If you have filed bankruptcy, that information remains in your credit file for 10 years.
Q11 . Opening several new credit accounts within one month will improve your credit score as that shows that you are creditworthy.
Q12 . Your "credit line" is the maximum balance the credit card company will allow you to have.
Q13 . A "store credit card" is a credit card that can only be used at one company's store.
Q14 . Credit card companies don't like to give credit cards to people in their late teens and early twenties.
Q15 . If you fall behind on your credit card payments, the credit card company is not allowed to report this to anyone. This is confidential information.
Q16 . A credit report
Q17 . All credit cards
Q18 . Credit cards can only be used to buy things. They cannot be used to obtain cash.
Q19 . Most credit cards charge you interest even if you pay your balance in full each month.
Q20 . Which of the following statements are true?
Q21 . When you have a credit card...
Q22 . When you use a credit card...
Q23 . All credit cards have an annual fee that you must pay to the credit card company.
Q24 . Your credit rating may be checked when you try to rent an apartment.
Q25 . Credit card companies can charge you a late fee even if you are only a couple of days late.
Q26 . Having a low credit score is a good thing.
Q27 . Insurance companies can determine what rates you will pay for car insurance based on your credit score.
Q28 . It is not a good idea to pay your balance in full each month because this will upset the credit card company.
Q29 . When applying for a new job, your potential new employer can check your credit file with your permission.
Q30 . It is best to close all credit card accounts and deal only in cash to improve your credit score.
Q31 . Interest rates you pay on your home loan are based upon your credit score.
Q32 . Credit information that is collected for your credit report can be obtained from stores where you have credit accounts, your bank or credit union, or other businesses where you have accounts.
Q33 . If you have filed bankruptcy, that information remains in your credit file for 10 years.
Q34 . Opening several new credit accounts within one month will improve your credit score as that shows that you are creditworthy.
Q35 . Your "credit line" is the maximum balance the credit card company will allow you to have.
Q36 . A "store credit card" is a credit card that can only be used at one company's store.
Q37 . Credit card companies don't like to give credit cards to people in their late teens and early twenties.
Q38 . If you fall behind on your credit card payments, the credit card company is not allowed to report this to anyone. This is confidential information.
Q39 . A credit report
Q40 . All credit cards
Q41 . Credit cards can only be used to buy things. They cannot be used to obtain cash.
Q42 . Most credit cards charge you interest even if you pay your balance in full each month.
Q43 . Which of the following statements are true?
Q44 . When you have a credit card...
Q45 . When you use a credit card...
Q46 . All credit cards have an annual fee that you must pay to the credit card company.
Q47 . Your credit rating may be checked when you try to rent an apartment.
Q48 . Credit card companies can charge you a late fee even if you are only a couple of days late.
Q49 . Having a low credit score is a good thing.
Q50 . Insurance companies can determine what rates you will pay for car insurance based on your credit score.
Q51 . It is not a good idea to pay your balance in full each month because this will upset the credit card company.
Q52 . When applying for a new job, your potential new employer can check your credit file with your permission.
Q53 . It is best to close all credit card accounts and deal only in cash to improve your credit score.
Q54 . Interest rates you pay on your home loan are based upon your credit score.
Q55 . Credit information that is collected for your credit report can be obtained from stores where you have credit accounts, your bank or credit union, or other businesses where you have accounts.
Q56 . If you have filed bankruptcy, that information remains in your credit file for 10 years.
Q57 . Opening several new credit accounts within one month will improve your credit score as that shows that you are creditworthy.
Q58 . Your "credit line" is the maximum balance the credit card company will allow you to have.
Q59 . A "store credit card" is a credit card that can only be used at one company's store.
Q60 . Credit card companies don't like to give credit cards to people in their late teens and early twenties.
Q61 . If you fall behind on your credit card payments, the credit card company is not allowed to report this to anyone. This is confidential information.
Q62 . A credit report
Q63 . All credit cards
Q64 . Credit cards can only be used to buy things. They cannot be used to obtain cash.
Q65 . Most credit cards charge you interest even if you pay your balance in full each month.
Q66 . Which of the following statements are true?
Q67 . When you have a credit card...
Q68 . When you use a credit card...
Q69 . All credit cards have an annual fee that you must pay to the credit card company.
From Classroom to Quiz Stardom
When James Wilson first created a quiz on ancient civilizations for his high school history class, he never imagined it would lead to a side career as one of QuizMaker's most successful creators.
Three years and over 200 quizzes later, James's 'History Mysteries' series has amassed more than 2 million plays and a dedicated following of history enthusiasts from around the world.
Finding a Niche in Historical Puzzles
James's approach combines historical accuracy with engaging storytelling and problem-solving elements. 'I wanted to create quizzes that weren't just about memorizing dates and names,' he explains. 'Each quiz tells a story and invites players to solve a historical mystery or puzzle.'
This unique format has resonated with players who might not typically be drawn to history content, helping James build an audience beyond traditional history buffs.
Building a Community Around Historical Content
Beyond creating engaging quizzes, James has built a thriving community through his dedicated social media channels and a monthly newsletter where he shares historical facts, behind-the-scenes research, and previews of upcoming quizzes.
'The community aspect has been the most rewarding part,' James says. 'I receive messages from students saying my quizzes helped them develop a love for history, and from older adults who enjoy testing their knowledge and learning new things.'
Monetization Strategy
While James started creating quizzes as a teaching tool, they've now become a significant source of income. Through a combination of premium quizzes, sponsorships from educational companies, and affiliate marketing for history books and courses, he's been able to generate substantial revenue.
'Last year, my quiz income actually exceeded my teaching salary,' James reveals. 'It's allowed me to reduce my teaching hours and focus more on creating high-quality educational content.'