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Chapter 7. Dwelling Insurance

Question 1 of 3

Q1 . The Johnsons' home is covered by a Special Dwelling policy. When a fire damages the home, the family is forced to stay at a motel for a month while repairs are made. What coverage might reimburse them for these expenses?

Q2 . Which of these items of personal property would be covered under a Dwelling policy when Coverage C is written?

Q3 . A Basic Dwelling policy form automatically provides coverage for losses caused by each of the following perils except which one?

Q4 . Which of the following could not be covered under a Dwelling policy?

Q5 . Which of the following coverage provisions would not be found in an unendorsed Dwelling policy form?

Q6 . Under which of the Dwelling policy forms may the insured be reimbursed for the replacement cost when the dwelling is destroyed?

Q7 . Which of the following would not be covered under Coverage A or Coverage B of a Dwelling policy?

Q8 . Myrtle has a Dwelling policy with Broad Theft coverage applicable both on and off her premises. Which of the following theft losses would be covered?

Q9 . The Special Dwelling policy form provides which of the following?

Q10 . An insured has a DP-3 covering a home that has a replacement value of $100,000. The insured carries $60,000 of insurance. Following a loss, the determined is made that it would cost $12,000 to replace the damaged portion of the home. How much could the insured collect, assuming the ACV of the loss is $6,000?